VA
Empowering Veterans with Specialized Home Loans
VA Requirements
500
Credit Score
VA loans accommodate credit scores starting at 500, supporting our veterans. Should this requirement be challenging, alternative solutions are available.
0%
Down Payment
There is no required down payment to obtain a VA loan.
41%
Debt-to-Income Ratio
VA loans typically have a maximum debt-to-income ratio of 41%. This ensures that veterans can comfortably manage their loan repayments.
Other Requirements
Eligibility
To qualify for a VA loan, you must meet one of the following criteria: you're an active-duty service member with sufficient service time, you're a veteran who has been honorably discharged, you're a member of the National Guard or Reserves with sufficient service time, or you're the surviving spouse of a service member who died in the line of duty or as a result of a service-related disability.
Certificate of Eligibility (COE)
You need a Certificate of Eligibility to prove your eligibility for a VA loan. This certificate can be obtained through the VA with our assistance.
Funding Fee
VA loans typically require a funding fee, which helps offset the cost of the VA loan program. The amount of the funding fee varies based on your military service, down payment amount, and whether you've used the VA loan program before.
