Today's Rates

Mortgage rates aren’t the same for everyone. The best way to find your rate is to let us tailor an estimate just for you, based on your unique situation.

30-Year Fixed

Rate

6.500%

APR
6.595%
Points

1.000

($3,000)

Benefits:

  • Lower Monthly Payments
  • Stable Interest Rate
  • Flexibility in Use
  • No PMI with 20% Down

15-Year Fixed

Rate

5.875%

APR
5.990%
Points

0.750

($2,250)

Benefits:

  • Lower Interest Rates
  • Build Equity Faster
  • Lower Overall Interest Costs
  • Stable Payments

30-Year FHA

Rate

5.750%

APR
6.643%
Points

1.125

($3,375)

Benefits:

  • Lower Down Payment
  • Easier Qualification
  • Assumable Loan
  • Government-Backed

30-Year VA

Rate

5.875%

APR
6.001%
Points

1.375

($4,125)

Benefits:

  • No Down Payment
  • No PMI
  • Competitive Interest Rates
  • Flexible Qualification

Updated:

Rates FAQ

How are mortgage rates calculated?

Mortgage rates are calculated based on a combination of factors, including economic conditions, creditworthiness, loan details, market conditions, and lender policies. These factors collectively determine the interest rate you're offered for your mortgage.

What's the difference between interest rate & APR?

Should I choose a lender with the lowest rate?

What is a mortgage rate lock?

How often do mortgage rates change?

How does my credit score affect the mortgage rate I get?