Mortgage rates today

Mortgage rates aren’t one-size-fits-all. We’ll tailor an estimate specifically for you, based on your personal situation.

30-Year Fixed

Rate

6.625%

APR
6.721%
Points

1.000

($3,000)

Free rate quote

Benefits:

  • Lower Monthly Payments
  • Stable Interest Rate
  • Flexibility in Use
  • No PMI with 20% Down

15-Year Fixed

Rate

6.000%

APR
6.154%
Points

1.000

($3,000)

Free rate quote

Benefits:

  • Lower Interest Rates
  • Build Equity Faster
  • Lower Overall Interest Costs
  • Stable Payments

30-Year FHA

Rate

6.000%

APR
6.856%
Points

0.750

($2,250)

Free rate quote

Benefits:

  • Lower Down Payment
  • Easier Qualification
  • Assumable Loan
  • Government-Backed

30-Year VA

Rate

6.000%

APR
6.104%
Points

1.125

($3,375)

Free rate quote

Benefits:

  • No Down Payment
  • No PMI
  • Competitive Interest Rates
  • Flexible Qualification

Updated:

Rates FAQ

How are mortgage rates calculated?

Mortgage rates are calculated based on a combination of factors, including economic conditions, creditworthiness, loan details, market conditions, and lender policies. These factors collectively determine the interest rate you're offered for your mortgage.

What's the difference between interest rate & APR?

Should I choose a lender with the lowest rate?

What is a mortgage rate lock?

How often do mortgage rates change?

How does my credit score affect the mortgage rate I get?

Senior Loan Officer

Teri Nelson

image
Phone
(435) 659-8560
Email
teri@myutahmortgage.com
NMLS
763370